The T-Birds outscored Hartford 12-5 on the powerplay in 12 regular season games, but only held a 2-1 margin in the postseason. Three years ago, we completed the launch of our enhanced best-in-class package product, which we call Spectrum. With continued elevated loss trends reported in the fourth quarter of 2022 and the first quarter of this year, we have adjusted our rate execution plan and as a result, new business rate adequacy will build throughout the year as filings are approved. Also positively impacting earnings for the quarter was 2.8 points improvement in the disability loss ratio, due to favorable long-term disability incidents. Great, that's really helpful. For example, this quarter's written premium is nearly 40% higher than the same period three years ago and the new business premium is almost doubled over that same period. Employers are more focused than ever on the needs of their employees, and our products and services are a key component of that value proposition. Find the extension in the Web Store and push, Click on the link to the document you want to design and select. With Libor Hjek recalled to New York, opportunity knocked next to Brandon Scanlin on the point. So wanted to look at the underlying loss ratio here in the first quarter in-line with expectations with what you guys have out. And candidly, it's opened up another $7.5 billion of the addressable market for us and we're focused on growing the property and liability lines. At this time. We have strong momentum across Commercial Lines and I expect continued topline growth, at highly profitable margins. Thats why companies large and small count on us. And it's sort of across the board and it's once in two 10ths here and there, but again that gives us confidence that, that we have the ability to continue that throughout the year, the rest of the year. Gold IRA Rollover: How to Transfer Your Retirement Savings With these competitive advantages, I remain confident that we can continue to deliver superior results. So much to breakdown from the Atlantic Division First Roud, but only so much space to do it in. But last year and then continuing into this year, we're outperforming that. The team fed off that energy, and in talking with players and coaches this week, there is excitement about getting back to Hartford on Wednesday to play in front of you all again. Keep bringing it, Wolf Pack fans. You've mentioned E&S and I think the last couple of calls in regards to Small Commercial. As a result, active management of rate filings in response to the changing landscape is paramount. So it doesn't happen by mistake, it's very intentional. Recognizing that commercial real estate is topical, let me take a minute to comment on our approach to that market. The Auto loss cost environment is very dynamic, across market participants, the level of continued severity increases has had a meaningful impact on industry results.